Domiciliary Care Visits on Budget
Funding Your Care
There are a number of ways in which to fund homecare, which you may or may not have received advice about:
If you have savings, then it is likely that you will be required to fund your own care. Superior Care offers a competitive, fully inclusive hourly rate within which we are able to offer a high quality service. If you are privately funding, we will provide a quotation for your care as if you were a private funder and will send you a weekly invoice for the care that you receive. You can then choose to pay us by cheque or electronic transfer or, where necessary, alternative schemes such a standing order arrangement may be available.
A direct payment is a pot of money that is paid regularly to you by your Local Authority to pay for your homecare. If you receive a direct payment, then you can choose how and who will provide your care (there may be some stipulations around this according to your local authority, but a Care Quality Commission approved domiciliary care provider would certainly be an accepted use of a direct payment). In this case, we will provide a quotation for your care as if you were a private funder and will send you a weekly invoice for the care that you receive. You can then choose to pay us by cheque or electronic transfer or, where necessary, alternative schemes such a standing order arrangement may be available.
The Kent Card is similar to a credit card, but it is prefunded. It can only be used with a Kent Card approved provider and you cannot spend more than the amount that the card is credited with. Superior Care is an approved Kent Card provider and can accept the Kent Card for payment of care.
There may be cases, if you aren't funding your own care, that your Local Authority will commission your care package on your behalf. If that is the case, they might go to a series of providers according to those that they hold contracts with or who are approved by the Council. Superior Care is an approved Kent County Council provider.
If you have a healthcare requirement, your local primary care trust may offer a package of care to you at home rather than having to stay in a hospital.
Personal Health Budget
A personal health budget is similar to a direct payment but for the fact that it is supplied by the NHS and allows you to commission a package of care from your chosen provider. In this case, you will generally be supported by someone who will guide you in the services that are available.
This may all seem a bit complicated, but the Specialist who visits you to complete your homecare assessment will be able to offer you further advice. If it is the case that you don't have your own savings, then it might be worthwhile contacting your local authority in the first instance, to see what you may and may not be entitled to.